STEVE JOBS: 12 RULES OF SUCCESS

Have u thought about success? Do you see yourself as a success or a failure? How you picture yourself matters alot. Whenever you use and Apple product, do you ever ever the creativity in the product, whether an ipad, iphone, ipod or itouch. Being aan inventor, a thinker, a scientist, an entrepreneur and a motivational speaker, Steve Jobs meant alot. As an iphone user, I enjoy the technology of soft-touch and screen touch. Great men like Steve Jobs made it through life but they also faced challenges like you and I today. I have some rules of success as extracted from the the success story of Steve Jobs

Wise Quotes (Or so)

WISE QUOTES...OR SO

1). He who refuses to mix Agege bread and akara as a type of sandwich is a racist - Martin Luther King jnr (1788)

2). He who completely unwraps moimoi and gala before eating cannot keep a secret - Abraham Lincoln (1864)

3). Only a courageous woman can fry a bunch of plantain without tasting any - Albert Macauley (1872)

4). Drinking Garri doesn't mean u're poor, but allowing the Garri to swell before drinking is poverty - Queen Elizabeth (1893)

5). Any man who drinks Alomo bitters without squeezing his face, is capable of murder - Michael Faraday (1899)

6). Any man that uses his teeth to cut shaki from pepper soup, with his eyes wide open, is not afraid of anything - Williams Shakespeare (1900)

7). Anyone who graduates from a conventional school without experiencing a strike, has never been to Nigeria - Lord Lugard (1904)

8). He who runs around looking for scissors to cut indomine seasoning sachet is not hungry - Dr Nnamdi Azikiwe (1947)

9). He who says nothing lasts forever has never tried Hausa perfume - Nelson Mandela (1973)

10). No matter how hot your temper is, it cannot cook yam - Prof Jega (2015)

11). Anyone who reads this without laughing, is either looking for job or needs money badly - Barack Obama (2014).

12). Aim to the sky...and into the stars and become a superstar bcos u are already a star - Chiemela Victor Amaechi Mgbeoji

13). He whose anus is small does not swallow Nkpuru Udara ........Nwogu Stanley

Do you know any quote by Nelson Mandela?

The Story of Dad's Palms

Story, story, once upon a time. There was a man, whose name is Kunle. Kunle was a recent graduate and had just applied for a job in a Bank and he was invited for the interview and got employed the same day to his surprise. He was invited to start the following week, but the Lead interviewer who was also the Bank Manger shook his hands and observed his palms were soft.

He decided to ask him what his parents do for a living and he said his father is a farmer. He told him to go home and look at his father's palms and when he comes on Monday, he should tell him what he observed.

On getting home, he broke the news of the successful interview to his boss, and asked to see his dad's palms; then he noticed all the stretches, marks, scars and the tough skinned palms his dad has.

He then narrated the incident to his dad, and at that moment his dad sighed and his dad told him that him the story of how he has been struggling to make sure he came out with distinction and never lack in school. The boy told his father that he was sorry not to have seen it earlier or appreciated any of it.

The father prayed for him and blessed him and on Monday, he went to start his work and his boss called him into the office and asked him: what did he observe in his father's palms? He said that it was hard unlike his palms that were soft.

THE MORAL OF THE STORY: We should appreciate our parents and ALL who went through alot to make us comfortable and successful in school.

You will Succeed! Stay great and connected!! DonVic loves you

How to Change Your Thinking

Every day and in every way, you are becoming better and better.  The way you think affects the people around you and always have positive energy because it is infectious. Life is a puddle and a puzzle, depends on how you choose to see it. Your perspective on life is very important because it determines your direction and elevation. Think Big!

What you see is what you get, but what you dream is what you achieve. If you cannot see it, you cannot achieve it. Trust in God and believe in yourself. Have faith in God and also have faith in yourself. Be yourself at all times.

You are made to seat with Kings and Queens, rulers and great men. You are meant to be in Gala Balls, Big Dinner parties, International Conferences and Fora, attend exhibitions and concerts, have performances, lectures ad talks, be the actor and not the spectator.

In other to live a happy life, you must not live a life of regret, you must keep moving, and like Winston Churchill said: "you must never, never, ever give up!" and then you will soar high like eagles.

Success is not gotten on a platter of gold or dug like Diamonds at the back yards in Sierra Leone, or explored on the ground like oil in Ukwa - Abia; you must make a conscious effort, because opportunity does not come once but is all around us; so many doors must be knocked but not in an effort to succeed, humility is the watchword.

I will like to ask everyone to prepare a list on how millionaires think. You can look through it or send it to me for the privilege of hearing your views. God bless you. It will be quite insightful.

More importantly, it further validates the fact that you are making progress towards changing the way you think. You see as you change and improve on the inside, things and people will change and improve around you. So watch out! You are going places. I celebrate your success upfront because it has become
inevitable.

Well, this exercise is not in futility; it is aimed at your transformation. The reason I asked you to write that list is so that you will begin to think like them. If you have, compare it to the way you think and I am sure you realize that you need to make adjustments.

The essence of any information is transformation. So it is not enough to know how millionaires think, we need to apply it to our lives and start thinking that way. How do you go about it? I want you to know that any skill can be learnt. You can learn new habits. You can change the way you think. You can re-programme your mind.

It is common knowledge that when you walk with the wise, you become wise. Likewise, you cannot be a millionaire till you think like one. So for what you have written to be of benefit to you, I want you to go through what you have outlined again, this time for the purpose of comparing it with yourself.

Is what you have written how you think as an individual? Take note of the areas of difference and begin to make adjustments. When you Change Your Habits, you Change Your Life. 

Keep on succeeding! Stay great, and believe in yourself.

You will Succeed!! DonVic loves you.

8 BUSINESS SENSE TEST FOR HER

In a recent interview with Black Enterprise Magazine, President Obama was asked, with reference to the complexity of the American Economy, " Are you scared of the Economy?".

To which President Obama replied, " No am not scared of the American Economy, I'm scared of my wife.......She has more business ideas in her mind than the American Economy"

So fellas, I submit to you "that a Woman's most important asset is NOT her LOOKS, it is how she THINKS!"

In fact, over the years I have come to the forgone conclusion that "a Woman with a beautiful BODY can turn heads, but a Woman with a beautiful MIND can turn businesses around!"

So here are 8 ways to tell if your Girlfriend, fiance or wife has BUSINESS SENSE and she can help you build a Business.

1. She dresses for Success, not to Seduce.

Take it from me; if there is one distinguishing feature between highly successful women and less successful women, it is their ability to dress for SUCCESS, NOT dress to SEDUCE. All the successful women I know, be it Marissa Mayer, Oprah Winfrey or Michelle Obama understand that, what you wear says a lot about your brand as a person. No wonder such women are quoted in both Business Magazines, and Fashion Magazines.

Your girl friend or woman has business sense, if she dresses to WIN, not to SIN

2. She lives below her means.
That doesn’t mean she lives poor. But it does mean that she has enough sense to use the K100,000 she has in her purse to pay for her ACCA or CIM exam, than use it all to buy Brazilian hair! You can tell your woman can build a business if, she is willing to look Broke TODAY, so she can live like a Queen TOMORROW.

3. She surrounds herself with friends who are Problem Solvers, not Attention Seekers.

Show me a successful woman and I will show you a woman who has a network of friends who are World Changers. As Zig Ziglar said,” Surround yourself with people who are ONLY going to lift you higher.

You can tell your woman has business sense, by observing her friends.

4. She blames herself, not her Gender
Unlike other women, she doesn’t waste time complaining about the obstacles women face in doing business or getting a promotion at work. Instead, she embraces the challenge of being a woman at work, and takes it head on. You will never hear a successful woman blame her failures on the fact that she is a woman.

5. She believes she can SUCCEED
By that, I mean she believes in herself and her own ability to succeed in business. It is Henry Ford who first said, “Whether you think you can, or think you can’t. You’re right.”

6. She supports other Women.
One of the tragic lessons I learnt in my days of preaching as a College student was that, unlike men who supported other backsliding brothers, Christian sisters rarely preached to or supported other Christian sisters when they backslid.

It is Madeleine Albright, the first woman to become the US Secretary of State, who first said, “There is a special place in hell for women who don’t help other women.”

You can tell your woman has business sense, if she helps and supports other female to succeed.

7. She stays CURRENT.
That means she continuously exposes herself to new knowledge, information, and ideas that can upgrade her skills, and help her earn more income. The key is, in the information age, “to earn more, one has to learn more,” Brian Tracy

8. She is willing to take risks.
This means she takes risks, albeit calculated risks, not only in business but also in committing herself to you. Even when she may not see you succeeding at PRESENT, she believes in you, to the extent that she invests her spiritual, mental and emotional resources in YOU.

Let me end with this, a Woman’s best investment is NOT her wardrobe, it is the Man she marries.!

See you at the TOP, stay great and connected

Talk About It

Have u heard how bad gossip destroys? Am publishing sent by another from a friend of mine for years.....

'The words of a gossip go down to a man's inmost parts.' Proverbs 18:8 NIV

Gossip destroys reputations and friendships. And it keeps others from opening up and getting the help they need. The Bible ranks gossip up there along with murder (see Romans 1:29). It may not be your intention, but your words can break somebody's heart. It's no big surprise when people gossip at the beauty salon or in the workplace, but how about church? It's just not so obvious there because we're experts at disguising it. For example, a friend confides in you about a marriage issue, or their child's drug problem, and what do you do? You get on the phone and call the prayer chain. You share it under the guise of asking for prayer. James writes, 'If anyone... does not keep a tight rein on his tongue, he deceives himself and his religion is worthless' (James 1:26 NIV).

Why does God come down so hard on gossip? Because it tells the world certain Christians can't be trusted; that somebody with a problem is safer in a twelve-step group than in church. Ever notice how gossip travels faster on grapevines that are sour? And some of the worst offenders are Christian leaders seeking to impress their peers by divulging details of somebody else's struggles.

If you see this tendency in yourself, you need to pray: 'Let the words of my mouth, and the meditation of my heart, be acceptable in Your sight, O Lord' (Psalm 19:14 NKJV). If you must talk, talk to God.

7 WAYS TO GET OUT OF DEBT

Debt is one thing the economic system of any developed nation may not teach you about but creates avenues for one to be a slave to debts, especially with the crave for an easy life. The specifics of getting out of debt vary from one household to the next is not difficult but takes an effort, as getting out of debt can be distilled down to a few principles. Here are the seven best ways to get out of debt.

Make a Budget:

Making a budget indirectly helps you get out of debt by making you accountable for your spending. List monthly income and recurring expenses. Overestimate important expenses like utilities, transportation, and food to allow yourself a little margin. Mint.com has outstanding budgeting tools that are simple to use. Look for places in your budget you can cut back, like canceling cable TV, ending your gym membership, or cutting entertainment expenses. Whatever money is leftover after monthly expenses should go directly toward your outstanding debts.

Take advantage of the internet:

I advise you download the app for your bank, always read your mails, and also try to always check your bank statements. Read economic and financial news and be on top of your economy. Before you go shopping, plan yourself and itemise the things, you can go online and check them out and look at prices from the competitor markets/shops, and don't be in a hurry to buy, take your time becaus eit is your money you are spending. Plan yourself wisely.

Know Your Financial Status:

Knowing what your credit history looks like does two things: It alerts you to possible mistakes on your credit record, and it gives you clues to how flexible creditors will be should you try to renegotiate payment plans. Reading your credit reports helps you envision how lenders view your debt situation.

Monthly, it is worth checking your Bank statement. Once each year you can go to AnnualCreditReport.com and download your credit reports from Experian, Equifax, and TransUnion for free. Your credit report is not your credit score. Services like CreditKarma.com provide your TransUnion score for free. Other services generally require payment for providing your credit scores.

Lock Up the Credit Cards

You have to avoid digging yourself any deeper in debt. Lock the credit cards in a box, cut them up (except one for true emergencies), or even freeze them in a bowl of water. You want to make it hard to use your credit cards. Generally you shouldn't cancel credit card accounts, because this will lower your ratio of available credit to credit card debt, and can ding your credit score. Plus, you have to pay them off anyway. Basically, you should make it difficult to use them.

Negotiate With Creditors

This is hard for most people, but it can make a difference. Prioritize your most important bills, like mortgage payments or rent, utilities, transportation, and insurance, and pay them in full if possible. If you're not able to pay the minimum on a credit card, call the card issuer. Depending on your history, you may be able to negotiate a lower interest rate, or at least a lower minimum payment. Creditors don't want to track you down or send your account to collections, and calling them and explaining your situation makes it less likely they'll have to.

Attack Debt Methodically:

Choose one outstanding debt to target first. There are different theories on the best way to do this. Some people choose the smallest debt first for the motivation that paying it off will provide. Others choose to go after debt with the highest interest rate first, because it's costing the most money.

Once you choose which debt to work on first, pay the minimums on all other outstanding debts, and put every leftover dime toward the debt you're targeting. Repeat until the targeted debt is cleared, then choose another to tackle. There are no shortcuts, and you may have to make difficult spending choices, but it's better than a debt going into collections. Eventually you'll have your debts paid off, and few accomplishments feel better than this.

Use Unexpected Money Wisely:

Don't include things like year-end bonuses in your budgeting, because amounts and timing are not guaranteed. When you find yourself with unexpected money, put it toward debt before you have a chance to think about it. It only takes a few minutes to decide that you should treat yourself, or have some fun, but the fun of a new iPad or flat screen TV is nothing compared to the feeling of not owing anyone money.

If you're really in over your head and worry that bankruptcy may be necessary, consider working with a consumer counseling service. Before choosing a service, check with your state's Attorney General's office to learn if there are complaints against it or Ombudsman or look up the Department of Justice for a list of approved credit counseling agencies for debt counseling as well. Unfortunately, some organizations claiming to be credit counseling services charge high fees and can make debt problems even worse.

Wanting to get out of debt is a goal shared by millions. It requires discipline, but it can be done if you approach it methodically. Debt impacts the whole family, so it's good to deal with it as a family. When everyone has a shared goal, you'll feel better about sacrifices you have to make, and the whole family can share in the sense of accomplishment once you get out of debt.